View Loan Accounts

Introduction

This screen displays the summary of own loan accounts and also the linked loan accounts.

The loan account list is filtered based on the account type.  For each account, If the user has inquiry access, the account summary for that loan account is fetched along with balance from the host.

The account summary is displayed on the screen along with the Search section for account nick name, account number, account currency, account type.  The screen lists  the available loan accounts for the user along with the details like loan disbursement schedule, account type, account number, transaction history, amortization schedule, repayment schedule and so on.

If the user does not have the inquiry access then the account balance field is shown as 'Not Available' to the user for that account.

If the user has no access to the account then account itself will not be available in the accounts list and hence will not be fetched.

If no accounts are found for the user, the system throws an error stating “No Accounts Found”.

If the backend is not available, the balance is fetched from the e-Banking DB.

Navigation

The following is the navigation of this option:

• Click Loan Accounts in Balance & Transaction Information menu option

• The View Loan Accounts screen is displayed.

What you can do

The table below provides a brief description of the data that should be entered on the screen and the functions you can perform:

Field

Description

Query Criteria

Saved Criteria Templates

From the drop-down list, select the saved template for the new search criteria.

Note:

• Click OK after selecting the appropriate value from the drop-down list. The fields get defaulted with the saved values as per template.

• If no template is selected as default template then the first value in the drop-down list is  <SELECT>.

Account Nickname

The short name of the account. Specify the account nickname to get a quick view of the loan account.

Account Number

The number assigned to the loan.

Note:

Specify either Account Nickname or Account Number to view the loan summary details. If not specified, then the loan summary for all the accounts of the user is displayed.

Account Currency

For display of accounts of a particular currency, select the currency from the drop-down.

No. of Rows

Optional

Drop-down

Select the number of records to be viewed in the listing. The values for this drop-down are defined in common code type NOLR.

Note:

If the value is not entered, then rows will be fetched as per PRPM set at bank level

Account Type

For display of particular type of loan, like car loan, mortgage loan, select the account type from the drop-down.

Template Actions

From the drop-down list, select the template action.

Valid Values:

Save Template

Delete Template

Note:

Click OK after selecting the appropriate value from the drop-down list.

Field

Description

Loan Accounts List

Option button

Option button is provided to select the record.

Account Indicator

Indicates whether it is customers own account or third party account.

Customer ID

The customer ID of the Account.

Account Nickname

The short name of the account.

Click the Account Nickname to get the general details of the account, customer details, balance details and repayment details of the loan.

Account Type

The type of loan account like car loan and term loan.

Account Number

The number assigned to the deposit.

Currency

The currency in which the loan is held.

Balance

The balance of the loan account along with the type of balance, which will be debit  for a loan account.

As of Date

The date and time as on which the details of the account is displayed.