Deposit Accounts

Introduction

This screen displays the summary of all the deposit accounts maintained with the bank. The screen lists all the available deposits of the retail user along with the details like deposit schedule, account type, account number, transaction history, maturity instructions and so on.

If the user does not have the inquiry access to the deposit accounts, then the account balance field is shown as 'Not Available' to the user for that account. If the user has no access to the account, then the account itself will not be available in the accounts list and hence details will not be fetched.

If no accounts are found for the user, system throws an error stating 'No Accounts Found'. If the backend is not available, the balance is fetched from the e-Banking database.

Note:

There would be 2 buttons displayed on the top right hand corner of the screen , respectively meant for printing the screen capture and view the help file.

Finacle e-Banking application has a provision to display the details like Installment Amount’, ‘Maturity Amount’, ‘Maturity Date’, ‘Branch Name’ of the deposit account to the end user. These details will be fetched from the backend host system, if it is enabled during implementation.

Navigation

Click Deposit Accounts link under Accounts tab from the Main Navigation.
The View Deposit Accounts screen is displayed.

What you can do

The table below provides a brief description of the data that should be entered on the screen and the functions you can perform:

Field	Description
	Click the icon to view the last 5 transactions in an overlay screen.
Account Nickname	Displays the nickname of the Account and account number of the account. By clicking the hyperlink, user can view the details of the account.
Account Type	Displays the type of the account, like term deposit, top-up deposit etc.
Status	Displays the status of the account like open.
Balance	Displays two types of balances, For example, Maturity & Deposit. Note: Sorting feature is not applicable for this field.
Actions	Select the appropriate action from the drop-down list. Actions View Transaction History View Deposit Schedule View Nominee Details Inquire on Lien Renew Fixed Deposit Renew Top-up Deposit Breaking an FD Cancel Auto-Renewal of Deposit Accounts Break / Close Recurring Deposit Simulate Pre-Closure of Fixed Deposit Simulate Pre-Closure of Top-Up Deposit
Favorites	User can select the page to be archived as a favorite screen. Note: Account details page cannot be added as quick links. Add: Add the screen as a favorite page. Remove: Remove the selected screen from the drop-down list of favorite pages.
I want to…	Navigate to the desired page by clicking the relevant hyperlink which is available in the right hand side of the page. Valid Values: Set a New Goal Open a Deposit Account Open a Recurring Deposit Account Manage Categories
e-Statements	There will be a shortcut to e-Statement page from here.

Click	To
Search	Search the accounts based on the search criteria.
	View the list of records in that page. Note: If there are multiple number of pages for displaying the list of records, then the desired page number can be clicked by the user. The list of record in that page is displayed.
<<First	Navigate to the first screen.
Last>>	Navigate to the last screen.
<Prev	View the previous screen.
Next>	View the next screen.
Download Details As	The details displayed can be downloaded by the retail user in the required format as given in the drop-down. list.
View Closed Deposit Accounts	View the closed deposit accounts.