View Account Details – Operative Accounts

Introduction

This screen displays the account details and security details linked to the account.

Note:

Whenever cash transactions are done in operative accounts, the branch where the transactions are done will be displayed to the users in Finacle e-Banking for easy tracing.

The transaction category would be represented as CCP, CNP, CCR and CNR. Where first letter ‘C’ denotes it is a Cash Transaction in backend Core system.

CP – Cross Currency Cash Payment

NP – Normal Cash Payment

CR – Cross Currency Cash Receipt

NR – Normal Cash Receipt

If the transaction is a non-cash transaction, branch details will not be displayed.

Navigation

Click Nickname in the Operative Accounts List screen.

Click Transaction History in the Operative Accounts List screen.
The View Operative Account Details screen is displayed.

What you can do

The table below provides a brief description of the data that should be entered on the screen and the functions you can perform:

Field	Description
General Details
Number	Displays the operative account number.
Name	Displays the name of the customer.
Nickname	The short name assigned to the account. Note: This can be modified using Update Account Preference under the Personal Profile menu option in the Non-Financial Activities option of the user menu list.
Status	Displays the status of the account, whether active, inactive and so on.
Type	Displays the type of operative account, whether savings, Overdraft and so on.
Category	Displays the scheme code or the category under which the operative account is opened.
Currency	Displays the currency in which the account is held.
Open Date	Displays the account opening date.
Branch	Displays the branch where the account is held.
Drawing Power	Displays the drawing power of the account.
Debit Accrued Interest	Displays the debit accrued interest amount.
Credit Accrued Interest	Displays the credit accrued interest amount.
More Details Note: Click +More Details to view the below fields.
Primary Account	Displays whether the account is primary account or not.
Sanction Limit	Displays the sanction limit of the account.
Total Value of Pending Debit card Authorization	Displays the amount of debit card transactions pending for authorization.
Balance Details
Available Balance	Displays the available balance of the account.
Ledger Balance	Displays the ledger balance.
Effective Available Balance	Displays the effective available balance. Note: If the account is part of a pool, the balance available for withdrawal from the pooled accounts is shown as effective available balance. Otherwise it will be equal to the available balance of the account.
Lien Balance	Displays the lien amount.
Unclear Balance	Displays the balance which is yet to be cleared through clearing process. Note: There will be an icon against the field by clicking the same the details of the unclear transactions will be displayed in an overlay page. The icon will be displayed only if there is any unclear transaction.
System Reserve Amount	Displays the system reserved amount. This will be the amount carved by the core banking system for honoring inward clearing cheques through clearing process. Note: Click the hyperlink, to view the System Reserved Amount Details. If the system reserved amount is zero and if you click he hyperlink then an error message “Reserved amount details not available for this account” is displayed.
Float Balance	Displays the balance available in the float as part of clearing.
Other Balance	Displays any other balance as defined by the user.
Choose Statements	Select the appropriate value from the drop-down list to view statements for different time periods Valid Values: Last 14 Days Last 30 Days Last 7 Days
Transaction Details
Date	Displays the transaction date.
Description	Displays the narration (description) of the transaction. Click the hyperlink, to view the transaction details.
Instrument ID	Displays the instrument ID of the instrument which was used for the transaction. Note: Transaction having instrument will have instrument as icon. User can hover mouse over the icon to view details and on click of instrument id hyperlink to view the preview details of instrument.
Split Transaction	Click to split the transaction for categorization. Note: Refer Personal Financial Module for more details on this feature.
Category	Displays the transaction categorization. Note: Refer Personal Financial Module for more details on this feature.
Amount	Displays the amount of the transaction with the account currency.
Balance	Displays the balance after the transaction with the account currency.
other details
I want to…	Navigate to the desired page by clicking the relevant hyperlink which is available in the right hand side of the page. Valid Values: Initiate Funds Transfer Open an Operative Account Manage Budgets Manage Categories
e-Statements	There will be a shortcut to e-Statement screen from here.
Ad Space	Space available for any advertisement or marketing campaign.

Click	To
Search	View the details of the account selected.
Back	Return to the previous screen.
Joint Account Details	View the list of joint holders of the account.
Security Details	View the security details.
	View the list of records in that page. Note: If there are multiple number of pages for displaying the list of records, then the desired page number can be clicked by the user. The list of record in that page is displayed.
<<First	Navigate to the first screen.
Last>>	Navigate to the last screen.
<Prev	View the previous screen.
Next>	View the next screen.
Download Details As	The transaction history details can be downloaded in any of the following file formats: HTML XML CSV XLS PDF DAT RTF TXT Tab Separated MT 940 [Only for Operative & Other Bank Accounts] MT 950 [Only for Operative & Other Bank Accounts] MS Money QIF QFX OFX BIA2