Introduction |
This screen displays the summary of all the deposit accounts maintained with the bank. The screen lists all the available deposits of the retail / corporate user along with the details like deposit schedule, account type, account number, transaction history, maturity instructions and so on. If the user does not have the inquiry access then the account balance field is shown as 'Not Available' to the user for that account . If the user has no access to the account, then the account itself will not be available in the accounts list and hence will not be fetched. If no accounts are found for the user, system throws an error stating 'No Accounts Found'. If the backend is not available, the balance is fetched from the e-Banking database. Note: Finacle e-Banking application has a provision to display the details like Installment Amount’, ‘Maturity Amount’, ‘Maturity Date’, ‘Branch Name’ of the deposit account to the end user. These details would be fetched from the backend host system, if it is enabled during implementation. |
Navigation |
The following is the navigation for this option:
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What you can do |
The table below provides a brief description of the data displayed on the screen and the functions you can perform: |
Field |
Description |
Account Nickname |
The short name of the account. Click the Account Nickname to get a quick view of the account balances. Note: Click the hyperlink “Account Nickname”, the details of the deposit account will be displayed to the user on a separate page. The details include account name, status, account open date, currency, branch, various balances, maturity instructions, repayment account details, interest details, customer details and so on. |
Account Name |
Displays the name of the account holder |
Account Number |
The number assigned to the account. Note: Specify either Account Nickname or Account Number to view the account summary details. If not specified, the account summary for all the accounts that the user has will be displayed. |
Account Currency |
For display of accounts of a particular currency, select the currency from the drop-down. |
No. of Rows |
Optional Drop-down Select the number of records to be viewed in the listing. The values for this drop-down are defined in common code type NOLR. Note: If the value is not entered, then rows will be fetched as per PRPM set at bank level |
Account Type |
For display of particular deposit account, select the account type from the drop-down. |
Template Actions |
From the drop-down list, select the template action. Valid Values: Save Template Delete Template Note: Click OK after selecting the appropriate value from the drop-down list. |
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Field |
Description |
Deposit Accounts List |
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Select |
The option button is provided to select the record. |
Indicator |
Indicates whether its customers own account or third party account. |
The short name of the account. Click the account nickname to get the general details of the account, customer details, balance details and maturity instructions of the deposit. |
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Account Status |
Indicates the status of the account. Valid Values: Active Open Dormant Inactive Debit frozen Credit frozen Frozen Note: In offline mode the status displayed will be only open and closed. |
Account Number |
The number assigned to the account. |
Product Name |
Displays the product name (scheme code) under which the account is opened. |
Currency |
The currency in which the deposit is booked. |
Balance |
The balance of the deposit along with the type of balance, which will be credit for a deposit. |
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